Travel Insurance
The best reason to purchase travel insurance is the same reason you have for any other insurance: you cannot plan for accidents, delays or illness, nor can you schedule your vacation around them. Accidents, emergencies and unforeseen circumstances can happen anywhere at any time, to anyone. Travel insurance can give you peace of mind by protecting your vacation investment, health and belongings. Nearly 70% of all travelers choose to protect their vacation investment with travel insurance.
Why take a chance? Remember, no one can plan for accidents. Your health, belongings, vacation and peace of mind are easy to insure with our comprehensive GoReady Travel Protection Travel Protection Plan (formerly April Insurance).
View GoReady Travel Protection General Terms & Conditions for this program.
Massachusetts Residents view General Terms & Conditions here.
WHY PURCHASE TRAVEL INSURANCE?
Protecting Your Investment
The amount of money one risks on their vacation in cancellation penalties charged by the cruise line or tour company are usually more than the insurance coverage itself. Pre-existing conditions can be covered. You may not have a pre-existing condition, or know you do, but you may have family members who do and who may need you.
SUMMARY OF COVERAGES PER PERSON – Policy purchased after 8/1/2021
| Travel | |
|---|---|
| Trip Cancellation | Trip Cost MA – Up to 100% |
| Trip Interruption | 150% Trip Cost MA – Up to 150% |
| Single Occupancy Supplement | Up to Trip Cost MA – Not Applicable |
| Trip Delay – Min 6 hours Delay | $250 / day, Max: $2,000 MA – $200 / day, Max: $2,000 |
| Missed Connection Min 3 hours Delay | $500 |
| Airline Ticket Change Fee | $200 |
| Frequent Travel Loyalty | $200 MA – Not Applicable |
| Itinerary Change – Massachusetts Residents Only | Included |
| Emergency Travel | |
| Emergency Medical Evacuation & Repatriation | $500,000 MA – $100,000 |
| Repatriation of Remains | $500,000 |
| Accident & Health | |
| Accident & Sickness Medical Expense | $100,000 MA – Call for Details |
| Emergency Dental | Deductible | $750 | $0 MA – $500 | $0 |
| A D & D – Entire Trip | $25,000 |
| Property Coverage | |
| Baggage Delay – Min 8 hours Delay MA – Min 12 hours Delay |
$200 |
| “Baggage & Personal Effects incl. Passport & Visa Replacement Expense” | $1,000 -or- $1,500 MA – Up to $1,500 |
| Baggage & PE – Per Item | Valuables | $250 | $500 MA – Up to $250 | Up to $750 |
Length of Travel
Up to 90 Days
Pre-Existing Conditions Waiver
If insurance purchased within 14 days of deposit
Additional Benefits
- Reimbursement of penalties should you have to cancel for a covered reason.
- Missed cruise connection assistance will make arrangements for you to meet the ship should you miss your departure.
- 24-hour emergency medical assistance during travel.
- Reimbursement of unexpected travel expenses you may incur due to an emergency, travel delay, or lost luggage/documents.
- Emergency travel assistance 24 hours a day world-wide with the GoReady Travel Protection Help Line.
- Cashless Benefits are available on certain portions of the program which eliminates the hassle of claim forms and fronting your own money for in-transit issues.
Assistance Services
GoReady Travel Protection also provides Assistance Services that are included with your insurance coverage. All services are available 24 hours a day, 7 days a week, 365 days a year, from anywhere in the world. Call GoReady Travel Protection at 855-277-4587 with any questions:
- Medical Assistance, Medical Consultation and Monitoring
- Telephone Interpretation Services
- Emergency Cash Transfers
- Travel Document and Ticket Replacement
- Hospital Admissions Assistance
- Legal Assistance
Contact GoReady Travel Protection:
Customer Service: 855-235-0675
Email: ovc@goreadyinsurance.com
Disclaimer
These plans are underwritten by Starr Indemnity & Liability Company, a Texas domiciled corporation (NAIC Company Code: 38318: TX license number: 93542) with its principal place of business at 399 Park Avenue, 8th Floor, New York, NY 10022. Starr Indemnity & Liability Company is currently authorized to do business in all states, the District of Columbia and Puerto Rico. This brochure contains only a brief description of the coverages available under each plan and not all coverages may be available in all states. These plans provide insurance coverage during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverage. You may wish to compare the terms of these policies with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Plans are administered by Starr Insure, LLC, a Delaware limited liability company (FL license number: L093030; www.starrassist.com) with its principal place of business at 399 Park Avenue, 9th Floor, New York, NY 10022. Starr Insure, LLC is doing business as Starr Assist Insurance Agency, LLC in California (CA license number: 0F95103). If you have any questions about the plans offered on this website you may contact Starr Insure, LLC at the following: Toll-free customer hotline: 866-477-6741 or email at: info@starrassist.com.
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